EMPLOYER STOP-LOSS INSURANCE
Employer Stop-Loss Insurance
Stop-loss insurance (or excess medical insurance) protects an employer’s self-funded employee benefit plan from catastrophic and unknown claims. IAT’s expert underwriters understand that there are no one-size-fits-all solutions when it comes to stop-loss insurance. Our team takes great pride in putting their extensive knowledge and experience to work to create customized, effective solutions for each client and producer.
Why Choose IAT?
- Minimum specific deductible: $10,000
- Minimum number of lives: 25
- Flexible contract terms
- Dollar-for-dollar aggregated specific options
- 90-day lock-in
- Turnaround time based on need-by dates
- Competitive quotes on current fully insured business
- Carrier partners rated A and A- by AM Best
- Aggregate only product available
Key Contact
Get a Quote
Send submissions to quotes@iatmgu.com.
Submission Requirements
- Complete Census: Including year of birth, single/family status, gender, zip codes, COBRA, and retiree information.
- Benefit Plan Information: Current and proposed benefit plans.
- Specific Deductible Information: Current and proposed deductible amounts as well as information on any lasered individuals currently on the plan.
- Managed Care Information: Current and proposed networks.
- Paid Claim and Enrollment Information: Month-by-month information for three years (if possible).
- Shock Claims Information: Including dollar amount, diagnosis, and prognosis.
- Detailed Description of Business: Including SIC code (if possible).
- Current Rates, Factors, and Funding Mechanism: If currently fully insured, please provide current and renewal rates.
File a Claim
For detailed claim information, click here